PHIL BACHMAN SCION

3200 BRISTOL HWY
JOHNSON CITY, TN 37601
Phone: 423-282-2241
Fax: 423-282-9398
PHIL BACHMAN SCION - Print
Finance
Finance Rates 60 mn/ 63mn / 66 mn/ 72 mn  
Zone 1+ (FICO 720+) 60 / 63 / 66 / 72 / 75 / 84 4.50% / 4.50% / 5.50% / 5.85%/6.10%/6.85%
Zone 1 (FICO 690-719) 60 / 63 / 66 / 72 /75/ 84 5.05% /5.05% / 6.00% / 6.10%/6.35%/7.10%
Zone 2 (FICO 670-689) 60 / 63 / 66 / 72 /75 6.70% /6.70% / 7.05% / 7.65%/7.90%/ NA
Zone 3 (FICO 650-669) 60 / 63 / 66 / 72 /75 8.30% /8.30%/ 8.80% / 9.30%/9.55%/ NA
Zone 4 (FICO 630-649) 60 / 63 / 66 / 72 /75 13.00% /13.25%/ 13.50% /14.50%/14.75%/NA
Zone 5 (FICO 610-629) 60 / 63 / 66 / 72 /75 15.85% / 16.10% /16.75%/17.75%/18.00%/NA
Zone 6 (FICO 580-609) 60 / 63 / 66 / 72 /75 18.30% /18.55%/19.75% / 20.70%/20.95%/NA
Zone 7 (FICO 520-579) 60 / 63 / 66 / 72 /75 21.75%/ 22.00%/ 22.25%/22.75%/23.00%/NA
Available with approved credit Beacon score below 620 could be subject to a fee by lender  
Finance Rates Certified Pre-owned 60mn/63mn/66mn/72mn
Zone 1+(Fico 720+) 60 / 63 / 66 / 72 / 75 / 84 4.50% /4.50% / 5.50% / 5.85%/6.10%/ 6.85%
Zone 1 (Fico 690-719) 60 / 63 / 66 / 72 / 75 / 84 5.05% / 5.05% / 6.00% /6.10%/ 6.35%/7.10%
Zone 2 (Fico 670-689) 60 / 63 / 66 / 72 / 75 6.70% / 6.70% /7.05% /  7.65%/ 7.90%/NA
Zone 3 (Fico 650-669) 60 / 63 / 66 / 72 / 75 8.30% / 8.30%/ 8.80% / 9.30%/ 9.55%/NA
Zone 4 (Fico 630-649) 60 / 63 / 66 / 72 / 75 13.00% /13.25%/13.50% / 14.50%/14.70%/NA
Zone 5 (Fico 610-629) 60 / 63 / 66 / 72 / 75 15.85%/16.10%/16.75%/17.75% /18.00%/NA
Zone 6 (Fico 580-609) 60 / 63 / 66 / 72 / 75 18.30% /18.55%/19.75% /20.70% /20.95%/NA
Zone 7 (Fico 520-579) 60 / 63 / 66 / 72 / 75 21.75%/ 22.00%/ 22.25% /22.75%/23.00%/NA
Lease Factors    
Zone 1+(FICO 720+) 36 months  /   37-60 months .00150  /   .00265
Zone 1 (FICO 690-719) 36 months  /   37-60 months .00150  /   .00275
Zone 2 (FICO 670-689) 36 months  /   37-60 months .00150  /   .00320
Zone 3 (FICO 650-669) 36 months  /   37-60 months .00150  /   .00390
Zone 4 (FICO 630-649) 36 months  /   37-60 months .00340  /   .00440
Zone 5 (FICO 610-629) 36 months  /   37-60 months .00420  /   .00520

Zone 6 (FICO 580-609)

36 months  /   37-60 months .00480  /   .00580
Zone 7 (FICO 520-579) 36 months  /   37-60 months .00600  /   .00700
Available with approved credit 36 months  /   37-60 months  
New Vehicle Protection Plans Months/Miles  
Platinum Protection - $50 Deductible 72/75K=$775, 72/100K=$925, 84/75K=$850, 84/100K=$1050  
Platinum Protection - $0 Deductible 72/75K=$825, 72/100K=$975, 84/75K=$900, 84/100K=$1100  
Gold Protection - $50 Deductible 60/75K=$700, 60K/100K=$825, 72/75K=$750, 72/100K=$900  
Gold Protection - $0 Deductible 60/75K=$750, 60K/100K=$875, 72/75K=$800, 72/100K=$950  
Powertrain Protection - $50 Deductible 72/100K=$725  
Powertrain Protection - $0 Deductible 72/100K=$775  
Other Products    
CNA NAT'L WARRANTY
96 MO./120K = $895-$1,595($100 DED.)     96 MO./120K = $795-$1,495 ($200 DED)
120 MO/120K = $1,295-$2,195($100 DED)
120 MO/120K= $1,195-1,995($200 DED)
Guaranteed Auto Protection (GAP) Depending on the term of the finance or lease contract $335.00 - $850.00

Program not available in Alabama, Florida, Hawaii, Georgia, North Carolina and South Carolina. In all of those states other than Hawaii, similar programs may be available through participating Scion dealers and World Omni Financial Corp. Program is available on approved credit to qualified customers through Toyota Financial Services and participating Scion dealers. When financing through your Scion dealer and Toyota Financial Services, lower Annual Percentage Rates may be available on approved credit to qualified buyers.

APR may vary if the Amount Financed exceeds TFS's Maximum Advance for the contract, your FICO score is below 520 and/or you apply for 72-84 month financing. Ask your dealer to explain how APRs vary for FICO scores below 520 and 72-84 month financing.

Maximum Advance means the total amount financed less cancelable optional products financed with the vehicle, expressed as a percent of dealer invoice (new). Finance contracts with Maximum Advances of over 120% for applicants with FICO Scores of more than or equal to 650 or over 100% for FICO scores of less than 650 will result in an increase of the APR by .25 or .50 respectively.

The APR on a finance contract with a Loan to Value of between 80.01% to 90% will be decreased by .25. The APR on a finance contract with a Loan to Value of less than or equal to 80% will be decreased by .50. Loan to value ratio means the total amount financed under your vehicle installment sale contract, expressed as a percent of dealer invoice (new). Please ask your dealer for details.

Program and Annual Percentage Rates are subject to change or termination at any time. Please see your participating Scion dealer for details

 

PHIL BACHMAN SCION • 423-282-2241
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